Jewellery saving scheme & Digi Gold app.
Monthly gold saving schemes, Digi Gold and branch tools in one Android and iOS app with your shop’s name on it. Available in English, தமிழ் and हिन्दी.
From the first rupee to finished jewellery.
Customers pick a scheme, pay every month from their phone, watch their grams grow and walk into your shop to redeem.
Choose a scheme
11+1, Gram Plan, Silver or Flexi, all in one list.
Join and pay monthly
Pick ₹1,000 to ₹10,000 a month and pay before the 10th.
Watch grams build up
Every instalment buys weight at that day’s rate, always visible.
Redeem as jewellery
In store at any branch, or home delivery for a coin or bar.
Counter-friendly
Schemes sit at the customer’s home branch, while payments come from anywhere.
Clear for the customer
Every rupee is booked as weight at that day’s rate, with a receipt for each payment.
Trust built in
KYC with PAN and Aadhaar, insured vault storage and an MPIN lock protect every account.
Buy, sell and save from just ₹100.
Customers buy gold in any amount, on any day, at the live rate. Each rupee turns into grams stored as 24K 999 in an insured vault.
Buy gold
By amount or grams, with GST shown upfront.
Pay your way
UPI with zero fee, card, netbanking, wallet or at the branch.
Instant receipt
Grams credited at once, with invoice and share options.
Sell any time
At the live buy-back rate, paid to the linked bank account.
What’s inside
- Live rates for 24K, 22K and silver on the home screen
- Amount or grams: type any value or tap ₹1k, ₹2k, ₹5k, ₹10k
- Rate lock timer on every purchase, so the price is clear
- Gold and silver in the same Buy screen
- Five ways to pay, including pay at branch with the rate held for 24 hours
- Coupons applied at checkout
- Receipts and invoices to download or share
- Easy exit: sell part or all, money in 2 working days
At ₹16,619.86 per gram, plus 3% GST (₹150), the customer pays ₹5,150 and sees the grams in the vault instantly.
Saving schemes for every customer.
Gold Scheme 11+1
Pay 11 months and the shop pays the 12th. Buy jewellery at maturity.
Gram Plan
Fix a weight target. Each payment buys grams at that day’s rate.
Silver Scheme
The same 11+1 structure, with silver weight at maturity.
Flexi Savings
No fixed instalment. Pay any amount, any time.
Portfolio & ledger
11+1 at ₹2,000 a month: ₹24,000 paid in, plus a ₹2,000 bonus month from the shop. Customers see instalments, accrued grams and maturity date on one screen.
- Total value across digital gold, silver and schemes
- Filters for buy, sell and scheme entries
- PDF statements for any date range
- Instalment tracker with grams bought on each date
- Monthly amount picker with yearly grams shown
- Scheme terms explained in three steps before joining
Built for your branches and your staff.
- Today at a glance: collection and payment count
- Dues this month with the overdue count
- Due-this-week list with one-tap Remind all
- Counter tools: new member, collect cash, redeem
- Scan the customer’s QR to find an account fast
- Branch locator with map, distance, hours and call button
- Home branch can be switched; running schemes stay put
KYC and nominee
PAN and Aadhaar KYC status, nominee details and linked bank account.
Secure sign in
OTP login with a 4-digit MPIN lock, plus security settings.
Auto-savings
Customers can set up automatic monthly saving instead of paying by hand.
Light and dark themes
Ivory and gold in light mode, charcoal and gold in dark.
One simple price.
- Customer app for iOS and Android
- Digi Gold buy and sell
- Saving schemes and portfolio
- Staff branch console and branch locator
- English, Tamil and Hindi
Connect the app to the jewellery POS you already use, like Jilaba or Vedha.
Limited-period offer. Terms apply. App screens shown are sample designs and can be branded for your shop.
Live in four steps.
Book a free demo
Message us on WhatsApp and see the app live.
Share your details
Your logo, branches and scheme rules.
We set it up
The app is configured and tested for your shop.
Launch to customers
Your customers start saving in gold.
Launch your own gold saving app.
Book a free demo on WhatsApp and see the app working with your logo, branches and scheme rules.
Other products.
Jewellery Billing
Today’s metal rate, weights, making charges, HUID and old gold exchange, all in one bill.
WhatsApp Business API
Send bills, reminders and offers on WhatsApp from your own software. We handle the Meta paperwork.
HRMS & Payroll
Attendance, shifts, payroll, KPI reviews, HR letters, PF and ESI, and a phone view of who’s at work.